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How to Lend to MSMEs in Indonesia When Bookkeeping Doesn’t Exist
Breaking Down Loan Business Using First Principle Thinking When you strip the loan business down to its core, three fundamentals stay: Why MSME Lending in Indonesia is Hard? To evaluate creditworthiness, design the terms, and set the price, lenders need clean, consistent data. MSME lending in Indonesia is tricky specifically because so many data are…